Pengaruh ROA, BOPO, NPL dan LDR terhadap Financial Distress Pada Perusahaan Sektor Perbankan Periode 2011 - 2018

Abstract

The purpose of this study is to examine the effect of ROA, BOPO, NPL and LDR on financial distress partially and simultaneously. The research objects are four state-owned banks listed on the Indonesia Stock Exchange in the 2011-2018 period. This research was conducted by conducting a logistic regression statistical test with a significance of 0.05, using the Statistical Package for Social Sciences (SPSS) version 24. The results of Variables in the Equation concluded that BOPO, NPL and LDR variables had a significant influence on financial distress. BOPO with Sig.0,022 value, NPL with Sig.0,029 value, LDR with Sig.0,032 value. While the ROA variable has no significant effect on financial distress with a Sig.0,139 value. The results of the omnibus test concluded that there was a simultaneous influence on the SOE Bank's financial distress on the Indonesia Stock Exchange in 2011-2018 with a value of Sig.0,000. The Summary Model results with the Nagelkerke R Square value in this study were 0.734 or 73.4%. This shows that the variation of the proposed variable ROA, BOPO, NPL and LDR can explain the financial distress variable, the remaining 26.6% is explained by other factors not included in this model.