Jender Dan Tanggung Jawab Kredit UMKM
Keywords:
Perempuan, UMKM, Uji Mann-Whitney
Abstract
Previous research revealed that women are more responsible for loan repayment (D'Espallie at all, 2011;AgierandSzafarz, 2013 and BoeheandCruz, 2013). The aim of this research to verification of the results of previous research whether there is a difference between men's and women's responsibilities in terms of loan repayment onSMEs in Indonesia and to find out who is more responsible man or woman. The samples were SMEs in Depok and Bogor as many as 65 people were taken by purposive sampling. Methods of data analysis is Mann Whitney two independent samples. The results howed significant differences in loan repayment responsibilities between men and women. Women are more responsible for repayment than men.
References
Abdullah Kh. Alowaihan, 2004, Gender and Business Performance of Kuwait Small Firms: A Comparative Approach, International Journal of Commerce and Management, Vol. 14 Iss: 3/4, pp.69 – 82
Agier, Isabelle., Szafarz, Ariane, 2013, Microfinance and Gender: Is There a Glass Ceiling on Loan Size? World Development. Volume 42: 165–181
Asih, Mukti.2007.Analisis Faktor-Faktor yang Mempengaruhi Pengembalian Kredit Pengusaha Kecil pada Progam Kemitraan Corporate Social Responsibility(Studi Kasus: PT. Telkom Divre II Jakarta). http://repository.ipb.ac.id
Beck, Thorsten., Kunt, Asli Demirguc, 2006, Small and Medium-Size Enterprises: Access to Finance as a Growth Constraint,Journal of Banking & Finance 30: 2931–2943
Boehe, Dirk Michael., Cruz, Luciano Barin, 2013, Gender and Microfinance Performance: Why Does the Institutional Context Matter? World Development.Volume 47 : 121–135
D’Espallier, Bert., Isabelle Guérin., Roy Mersland 2011, Women and Repayment in Microfinance: A Global Analysis. World Development. Volume 39, Issue 5: 758–772
Handoyo, M., 2009, Faktor-faktor yang Mempengaruhi Tingkat Pengembalian Pembiayaan Syariah untuk UMKM Agrobisnis pada KBMT Wihdatul Ummah Kota Bogor. (http://repository.ipb.ac.id). Diakses 18 Pebruari 2012
Julizaerma, M.K., Zulkarnain, Muhammad Sori, 2012, Gender Diversity in the Boardroom and Firm Performance of Malaysian Public Listed Companies,Procedia - Social and Behavioral Sciences. Volume 65: 1077-1085
Khan , Walayet A., Vieito, João Paulo, 2013, Ceo gender and firm performance,Journal of Economics and Business. Volume 67: 55– 66
Marco, R., 2012 Gender and economic performance: Evidence from the Spanish Hotel Industry,International Journal of Hospitality Management. Volume 31, Issue 3, Pages 981–989
Mary L. Connerley, Ross L. Mecham, Judy P. Strauss, 2008, Gender Differences in Leadership Competencies, Expatriate Readiness, and Performance,Gender in Management: An International Journal, Vol. 23 Iss: 5, pp.300 – 316
Mutmainah, Siti, 2007, Studi Tentang Perbedaan Evaluasi Etis, Intensi Etis (Ethical Intention) Dan Orientas Dilihat Gender Dan Disiplin Ilmu: Potensi Rekruitmen Staf Profesional Pada Kantor Akuntan Publik, Jurnal Riset Akuntansi Indonesia, Vol. 10. No. 1, 43-67.
Nawai, Norhaziah. Shariff, Mohd Noor Mohd. 2012. Factors Affecting Repayment Performance in Microfinance Programs in Malaysia. Procedi-Social and Behavioral SciencesVolume 62, 24 October 2012, Pages 806–811
Sugiono. 2008. Metode Penelitian Bisnis. Penerbit Alfabeta Bandung
Sjah. 2007. Dealing with unpaid agricultural credit in Lombok penanganan kemacetan kredit pertanian di Lombok. Agroteksos Volume 17 Nomor 1 : 57-60
Trinaningsih, Sri dan Sri Iswati, 2003. Perbedaan Kinerja Auditor Dilihat dari Segi Gender. Simposium Nasional Akuntansi VI, Surabaya, 2003.
Triwibowo, Dicky. 2009. Faktor-faktor yang memengaruhi pengembalian kredit bermasalah oleh nasabah di sector perdagangan agribisnis (kasus pada BPR Rama Ganda Bogor). http://repository.ipb.ac.id
Wiyono, Gendro. 2011. Merancang Penelitian Bisnis dengan alat analisis SPSS 17.0 dan SmartPLS 2.0. Unit Penerbit dan Percetakan STIM YKPN Yogyakarta
Agier, Isabelle., Szafarz, Ariane, 2013, Microfinance and Gender: Is There a Glass Ceiling on Loan Size? World Development. Volume 42: 165–181
Asih, Mukti.2007.Analisis Faktor-Faktor yang Mempengaruhi Pengembalian Kredit Pengusaha Kecil pada Progam Kemitraan Corporate Social Responsibility(Studi Kasus: PT. Telkom Divre II Jakarta). http://repository.ipb.ac.id
Beck, Thorsten., Kunt, Asli Demirguc, 2006, Small and Medium-Size Enterprises: Access to Finance as a Growth Constraint,Journal of Banking & Finance 30: 2931–2943
Boehe, Dirk Michael., Cruz, Luciano Barin, 2013, Gender and Microfinance Performance: Why Does the Institutional Context Matter? World Development.Volume 47 : 121–135
D’Espallier, Bert., Isabelle Guérin., Roy Mersland 2011, Women and Repayment in Microfinance: A Global Analysis. World Development. Volume 39, Issue 5: 758–772
Handoyo, M., 2009, Faktor-faktor yang Mempengaruhi Tingkat Pengembalian Pembiayaan Syariah untuk UMKM Agrobisnis pada KBMT Wihdatul Ummah Kota Bogor. (http://repository.ipb.ac.id). Diakses 18 Pebruari 2012
Julizaerma, M.K., Zulkarnain, Muhammad Sori, 2012, Gender Diversity in the Boardroom and Firm Performance of Malaysian Public Listed Companies,Procedia - Social and Behavioral Sciences. Volume 65: 1077-1085
Khan , Walayet A., Vieito, João Paulo, 2013, Ceo gender and firm performance,Journal of Economics and Business. Volume 67: 55– 66
Marco, R., 2012 Gender and economic performance: Evidence from the Spanish Hotel Industry,International Journal of Hospitality Management. Volume 31, Issue 3, Pages 981–989
Mary L. Connerley, Ross L. Mecham, Judy P. Strauss, 2008, Gender Differences in Leadership Competencies, Expatriate Readiness, and Performance,Gender in Management: An International Journal, Vol. 23 Iss: 5, pp.300 – 316
Mutmainah, Siti, 2007, Studi Tentang Perbedaan Evaluasi Etis, Intensi Etis (Ethical Intention) Dan Orientas Dilihat Gender Dan Disiplin Ilmu: Potensi Rekruitmen Staf Profesional Pada Kantor Akuntan Publik, Jurnal Riset Akuntansi Indonesia, Vol. 10. No. 1, 43-67.
Nawai, Norhaziah. Shariff, Mohd Noor Mohd. 2012. Factors Affecting Repayment Performance in Microfinance Programs in Malaysia. Procedi-Social and Behavioral SciencesVolume 62, 24 October 2012, Pages 806–811
Sugiono. 2008. Metode Penelitian Bisnis. Penerbit Alfabeta Bandung
Sjah. 2007. Dealing with unpaid agricultural credit in Lombok penanganan kemacetan kredit pertanian di Lombok. Agroteksos Volume 17 Nomor 1 : 57-60
Trinaningsih, Sri dan Sri Iswati, 2003. Perbedaan Kinerja Auditor Dilihat dari Segi Gender. Simposium Nasional Akuntansi VI, Surabaya, 2003.
Triwibowo, Dicky. 2009. Faktor-faktor yang memengaruhi pengembalian kredit bermasalah oleh nasabah di sector perdagangan agribisnis (kasus pada BPR Rama Ganda Bogor). http://repository.ipb.ac.id
Wiyono, Gendro. 2011. Merancang Penelitian Bisnis dengan alat analisis SPSS 17.0 dan SmartPLS 2.0. Unit Penerbit dan Percetakan STIM YKPN Yogyakarta
